CIMB Clicks

Introduction

CIMB Clicks logo

CIMB Clicks (formerly known as Channel-e) is the internet banking and financial services portal accessible to all CIMB Bank’s ATM and Credit Cardholders. The CIMB Clicks payment system is used extensively throughout Asia. Every CIMB Bank customer can use it to make quick and easy online payments. The payment method is available in Malaysia, Indonesia, Philippines, and Singapore.

General Information

Payment Mode, Countries and Currencies

This table illustrates which payment mode CIMB Clicks belongs to. It also provides detailed information about the countries and currencies which are relevant for CIMB Clicks.

Payment Mode

Online Bank Transfer

Countries

MY, ID, PH, SG

Currencies

MYR

Transaction Types

For transaction type details which are not given here, look at Appendix B: Transaction Types.

Transaction Type Description Link to the Sample

get-url

A transaction for initiating a payment at CIMB Clicks.

debit

A payment transaction for a purchase executed from the consumer’s CIMB Clicks account.

Debit sample

Test Credentials

URLs (Endpoint)

https://api-test.wirecard.com/engine/rest/paymentmethods

Merchant Account ID (MAID)

Please contact merchant support for complete test credentials.

Username

Please contact merchant support for complete test credentials.

Password

Please contact merchant support for complete test credentials.

Secret Key

Please contact merchant support for complete test credentials.

Workflow

CIMB Clicks Workflow
  1. Consumer selects to pay with CIMB Clicks on the merchant’s payment page.

  2. Wirecard Payment Gateway redirects consumer to CIMB Clicks to perform the payment.

  3. Consumer logs into his account on CIMB Clicks' page and performs the payment.

  4. CIMB Clicks redirects consumer to the Wirecard Payment Gateway.

  5. Wirecard Payment Gateway redirects the consumer to the merchant’s page.

Fields

The fields required for CIMB Clicks are the same fields as the REST API Fields.

Samples

debit Request (Successful)
<payment xmlns="http://www.elastic-payments.com/schema/payment">
    <payment-methods>
        <payment-method name="cimbclicks"/>
    </payment-methods>
    <merchant-account-id>3aae9de6-589f-4ac8-b90f-7bbb22c1bea2</merchant-account-id>
    <request-id>{{$guid}}</request-id>
    <transaction-type>debit</transaction-type>
    <requested-amount currency="MYR">1.01</requested-amount>
    <order-number>37530</order-number>
    <order-detail>Test product 001</order-detail>
    <ip-address>127.0.0.1</ip-address>
    <locale>en</locale>
    <account-holder>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <email>john.doe@wirecard.com</email>
    </account-holder>
</payment>
debit Response (Successful)
<payment xmlns="http://www.elastic-payments.com/schema/payment">
    <merchant-account-id>3aae9de6-589f-4ac8-b90f-7bbb22c1bea2</merchant-account-id>
    <transaction-id>df7840c2-0f82-11e5-87be-00163e5411b5</transaction-id>
    <request-id>{{$guid}}</request-id>
    <transaction-type>debit</transaction-type>
    <transaction-state>success</transaction-state>
    <completion-time-stamp>2015-06-10T15:10:47.000Z</completion-time-stamp>
    <statuses>
        <status code="201.0000" description="The resource was successfully created." severity="information"/>
    </statuses>
    <requested-amount currency="MYR">1.01</requested-amount>
    <account-holder>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <email>john.doe@wirecard.com</email>
    </account-holder>
    <ip-address>127.0.0.1</ip-address>
    <order-number>37530</order-number>
    <order-detail>Test product 001</order-detail>
    <payment-methods>
        <payment-method url="https://203.153.83.64:443/TIBSEPWeb/ePayment.do?payeeId=MASBERHAD&amp;billAccountNo=demo-00000000007&amp;billReferenceNo=32675199556081144544&amp;billReferenceNo2=&amp;billReferenceNo3=&amp;billReferenceNo4=&amp;amount=1.01&amp;payeeResponseURL=http://mas-sandbox-engine.thesolution-nocall.com/engine/rest/epp/cimb/payments/" name="cimbclicks"/>
    </payment-methods>
    <locale>en</locale>
</payment>
debit Notification (Successful)
<?xml version="1.0" encoding="UTF-8"?>
<payment xmlns="http://www.elastic-payments.com/schema/payment">
    <merchant-account-id>3aae9de6-589f-4ac8-b90f-7bbb22c1bea2</merchant-account-id>
    <transaction-id>4536fbee-1924-11e5-9267-00163e3537f6</transaction-id>
    <request-id>40289139-2d94-4910-9534-3cc544e5d382</request-id>
    <transaction-type>debit</transaction-type>
    <transaction-state>success</transaction-state>
    <completion-time-stamp>2015-06-22T17:18:22.000-04:00</completion-time-stamp>
    <statuses>
        <status code="201.0000" description="cimbclicks:The resource was successfully created." provider-transaction-id="44823abe-1924-11e5-9267-00163e3537f6" severity="information"/>
    </statuses>
    <requested-amount currency="MYR">10.000000</requested-amount>
    <account-holder>
        <first-name>John</first-name>
        <last-name>Doe</last-name>
        <email>john.doe@wirecard.com</email>
        <phone>4164844000</phone>
        <address>
            <street1>150 Eglinton</street1>
            <street2>Suite 999</street2>
            <city>Toronto</city>
            <state>ON</state>
            <country>CA</country>
            <postal-code>M4P1E8</postal-code>
        </address>
    </account-holder>
    <ip-address/>
    <order-number>PO98U457Z</order-number>
    <order-detail>Mission Impossible Box DVD Set</order-detail>
    <notifications>
        <notification url="http://requestb.in/1dwrbln1"/>
    </notifications>
    <payment-methods>
        <payment-method name="cimbclicks"/>
    </payment-methods>
    <api-id>---</api-id>
    <Signature xmlns="http://www.w3.org/2000/09/xmldsig#">
        <SignedInfo>
            <CanonicalizationMethod Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
            <SignatureMethod Algorithm="http://www.w3.org/2000/09/xmldsig#rsa-sha1"/>
            <Reference URI="">
                <Transforms>
                    <Transform Algorithm="http://www.w3.org/2000/09/xmldsig#enveloped-signature"/>
                </Transforms>
                <DigestMethod Algorithm="http://www.w3.org/2000/09/xmldsig#sha1"/>
                <DigestValue>ld/HqJmjS1/p1+5Ur7/Ptpw9J4s=</DigestValue>
            </Reference>
        </SignedInfo>
        <SignatureValue>jQRwyJr677YyrDMjduoVYqmKDWbq63HM2veLfIzxq2pKfMXrm77i2jfYIu5HEWCiybQgoOc5CAEy
RR5UnyKQOUNH+O2CYteEqnVYtyEJUSBL/0ocO8jfLYxp1ZUmdZ2H8gCtyBdotU2hjqPW/GxrvaAx
T9UV7Rsu3sINalbhS2JVDTLlqEiGA6Qw5vwjyGa7NApTSv+lh2cRsPJbcEiVpV68+OLmlcIC3aDz
iz96bOk/TJFQXBRVkpOc0bMKpHXMdnh02CF5I8PL8OAFaALx/6ySgxfqQf8SHwdwKcMHsQVsscX4
dUqXIMLb9p19ZKmGGJpWjA60nLKSdN2yzJvp7Q==</SignatureValue>
        <KeyInfo>
            <X509Data>
                <X509SubjectName>CN=Manoj Sahu,OU=Operations,O=Wirecard Elastic Payments,L=Toronto,ST=ON,C=CA</X509SubjectName>
                <X509Certificate>MIIDcDCCAligAwIBAgIETgQWGTANBgkqhkiG9w0BAQUFADB6MQswCQYDVQQGEwJDQTELMAkGA1UE
CBMCT04xEDAOBgNVBAcTB1Rvcm9udG8xIjAgBgNVBAoTGVdpcmVjYXJkIEVsYXN0aWMgUGF5bWVu
dHMxEzARBgNVBAsTCk9wZXJhdGlvbnMxEzARBgNVBAMTCk1hbm9qIFNhaHUwHhcNMTEwNjI0MDQ0
NDA5WhcNMTQwMzIwMDQ0NDA5WjB6MQswCQYDVQQGEwJDQTELMAkGA1UECBMCT04xEDAOBgNVBAcT
B1Rvcm9udG8xIjAgBgNVBAoTGVdpcmVjYXJkIEVsYXN0aWMgUGF5bWVudHMxEzARBgNVBAsTCk9w
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AoIBAQCc8rTt4N5fNeVzlsRgOXKDE2YUSfJx7xXBozFZ3Vh3XQyy3IpIuEfZz7004k4HeonfTxCN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</X509Certificate>
            </X509Data>
        </KeyInfo>
    </Signature>
</payment>
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