B: Transaction Types

Transaction Types for Alternative Payment Methods

Transaction Type Name Description

adjust-capture

Adjust Capture

Adjusts funds from the [Card Holder] to [Merchant Account].

adjust-offline-purchase

Adjust Offline Purchase

Adjusts funds from the [Card Holder] to [Merchant Account].

adjust-purchase

Adjust Purchase

Adjusts funds from the [Card Holder] to [Merchant Account].

adjustment-cr

Adjustment Credit

Adjusts (credits) funds to the [Merchant Account].

adjustment-dr

Adjustment Debit

Adjusts (debits) funds from the [Merchant Account].

authorization

Authorization

Reserves funds from the [Account Holder]'s account.

authorization-only

Authorization Only

Verifies the card’s validity without leaving an authorized amount.

authorization-supplementary

Authorization Supplementary

Reserves additional funds from the [Cardholder]'s account following an [Authorization]. 7 days left to conduct a [Capture] on this transaction.

auto-sale

Auto-Sale

AUTO-SALE is a pseudo transaction type and is used as a template. Every merchant can have a different configuration for AUTO-SALE, e.g. purchase for credit card.

batch-upload

Batch Upload

Acquirer file update advice.

capture-authorization

Capture Authorization

Takes funds from the [Card Holder]'s account. Must follow an [Authorization] or [Authorization Supplementary] chain.

capture-final-auth

Capture Final Authorization

Takes funds from the [Card Holder]'s account. Must follow an [Final-Authorization] chain.

capture-preauthorization

Capture Preauthorization

Takes funds from the [Card Holder]'s account. Must follow an [Preauthorization] chain.

check-enrollment

3D Check Enrollment

Verifies the 3D participation of a card using card scheme directory server and/or ACS.

check-payer-response

3D Check Payer Response

Verifies that the cardholder authenticated the transaction within the 3D Secure Program.

check-risk

Check Risk

Checks the risk profile of the transaction information, without submitting a payment.

check-signature

Check Signature

Validates digital signature for a [Payment Page] transaction.

credit

Credit

Moves funds from the [Merchant] to the [Account Holder].

credit-request

Credit Request

A request to move funds from the [Merchant] to the [Account Holder]. For this [Payment Method], the actual action is taken with the subsequent "credit".

credit-return

Credit Return

An adjustment made to a [Credit] as a result of a dispute. Moves funds from the [Account Holder] to the [Merchant].

debit

Debit

Moves funds from the [Account Holder] to the [Merchant].

debit-return

Debit Return

An adjustment made to a [Debit] as a result of a dispute. Moves funds from the [Merchant] to the [Account Holder].

debit-return-succ-rep

Debit Return Rep Succ

A successful representment made on a Debit Return.

debit-return-unsucc-rep

Debit Return Rep Unsucc

An unsuccessful representment made on a Debit Return.

deposit

Deposit

Moves funds from the [Account Holder] to the [Merchant].

detokenize

Detokenize

Provides sensitive Credit Card Data from a unique [Card Token].

final-authorization

Final Authorization

Reserves funds from the [Card Holder]'s account. 7 days left to conduct a [Capture-final-authorization] on this transaction.

first-cb

First Chargeback

First Chargeback

first-cb-rep

First Chargeback Rep

First Chargeback Representment

first-cb-succ-rep

First Chargeback Rep Successful

First Chargeback Representment Success

first-cb-unsucc-rep

First Chargeback Rep Unsuccessful

First Chargeback Representment Unsuccessful

get-url

Get URL

A step in a group of transactions where the provider or bank’s URL is retrieved for the [Account Holder] to be redirected to.

offline-purchase

Offline Purchase

Takes funds from the [Card Holder]'s account. A successful Purchase transaction completed offline at Point Of Sale.

order

Order

Order indicates that the buyer has consented to the purchase but does not place the funds on hold.

original-credit

Original Credit

Gives funds to the [Cardholder]'s account, NOT referring to an eligible [Purchase] or [Capture].

pending-credit

Pending Credit

A request to move funds from the [Merchant] to the [Account Holder]. For this [Payment Method], the actual action is taken with subsequent transaction type [credit].

pending-debit

Pending Debit

Represents the request for a debit. If the [Transaction State] is success, then the outcome of the debit is not yet known. A further [Transaction Type] of debit follows, whose [Transaction State] indicates the outcome. If the [Transaction State] of the pending-debit is failed, then the request has not been processed.

preauthorization

Preauthorization

Reserves funds from the [Card Holder]'s account.

precheckout

Precheckout

Requests for precheckout wallet information of [Account Holder] from [Wallet Provider]

purchase

Purchase

Takes funds from the [Card Holder]'s account. A one-step process to conduct two Transaction Types: [Authorization] and [Capture].

referenced-authorization

Referenced Authorization

Reserve funds from the [Card Holder]'s account. Identical to a [Authorization] except for the fact that it refers to a previous [Authorization] transaction.

referenced-purchase

Referenced Purchase

Takes funds from the [Card Holder]'s account. Identical to a [Purchase] except for the fact that it refers to a previous [Purchase] transaction.

refund-capture

Refund Capture

Gives funds to the [Card Holder]'s account, referring to an eligible [Capture].

refund-debit

Refund Debit

Moves funds from the [Merchant] to the [Account Holder]. For this [Payment Method], typically follows a 'refund-request'.

refund-off-purchase

Refund Offline Purchase

Gives funds to the [Card Holder]'s account, referring to an eligible [Offline Purcahse].

refund-purchase

Refund Purchase

Gives funds to the [Card Holder]'s account, referring to an eligible [Purchase].

refund-request

Refund request

A request to give funds to the [Card Holder]'s account, referring to an eligible [Capture/Purchase].

request-checkout

Request for Checkout

Requests for checkout from [Wallet Provider]

retrieval-request

Retrieval Request

Retrieval Request

retrieval-request-rep

Retrieval Request Rep

Retrieval Request Representment

reversal-authorization

Reversal Authorization

Frees reserved funds from the [Card Holder]'s account.

reversal-purchase

Reversal Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-refund-capture

Reversal Refund Capture

Frees reserved funds from the [Card Holder]'s account due to an [Refund Capture].

reversal-refund-off-purchase

Reversal Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Offline Purchase].

reversal-refund-purchase

Reversal Refund Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Refund Purchase].

reversal-standalone-refund

Reversal Standalone Refund

Frees reserved funds from the [Card Holder]'s account due to a [Standalone Refund].

reversal-void-auth

Reversal Void Authorization

Frees reserved funds from the [Card Holder]'s account.

reversal-void-capture

Reversal Void Capture

Frees reserved funds from the [Card Holder]'s account.

reversal-void-off-purchase

Reversal Void Offline Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-purchase

Reversal Void Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-capture

Reversal Void Refund Capture

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-off-purch

Reversal Void Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-purchase

Reversal Void Refund Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-st-refund

Reversal Void Standalone Refund

Frees reserved funds from the [Card Holder]'s account.

second-cb

Second Chargeback

Second Chargeback

second-cb-rep

Second Chargeback Rep

Second Chargeback Representment

second-cb-succ-rep

Second Chargeback Rep Successful

Second Chargeback Representment Success

second-cb-unsucc-rep

Second Chargeback Rep Unsuccessful

Second Chargeback Representment Unsuccessful

settlement

Settlement

Acquirer reconciliation request.

settlement-close

Settlement Close

Settlement Close - It’s sent after the upload

standalone-refund

Standalone Refund

Gives funds to the [Card Holder]'s account without referring to an eligible [Capture] or [Purchase]

tc-upload

Tc Upload

After a transaction is completed, the terminal may update some ICC data elements

tokenize

Tokenize

Provides a unique [Card Token] from sensitive Credit Card Data. The [Card Token] can be used in subsequent transactions instead of the card information itself.

void-auth-supplementary

Void Authorization Supplementary

Voids an upwardly adjustment of an existing authorization.

void-authorization

Void Authorization

Frees reserved funds from the [Card Holder]'s account due to an [Authorization] or chain of [Authorization Supplementary]s.

void-capture

Void Capture

Frees reserved funds from the [Card Holder]'s account due to a [Capture].

void-capture-final-auth

Void Capture Final Authorization

Frees reserved funds from the [Card Holder]'s account due to a [Capture-final-authorization].

void-capture-preauthorization

Void Capture Preauthorization

Frees reserved funds from the [Card Holder]'s account due to a [Capture-preauthorization].

void-credit

Void Credit

Frees reserved funds from the [Card Holder]'s account due to a [Credit].

void-debit

Void Debit

Frees reserved funds from the [Card Holder]'s account due to a [Debit].

void-final-authorization

Void Final Authorization

Frees reserved funds from the [Card Holder]'s account due to an [Final-authorization].

void-offline-purchase

Void Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Offline Purchase].

void-original-credit

Void Original Credit

Frees reserved funds from the [Card Holder]'s account due to a [Orginal Credit].

void-pending-credit

Void Pending Credit

A request to cancel pending-credit transactions. For this [Payment Method], the actual action is taken with transaction type [void-pending-credit].

void-pending-debit

Void Pending Debit

A request to cancel pending-debit transactions. For this [Payment Method], the actual action is taken with transaction type [void-pending-debit].

void-preauthorization

Void Preauthorization

Frees reserved funds from the [Card Holder]'s account due to an [Preauthorization].

void-purchase

Void Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Purchase].

void-refund

Void Refund

Frees reserved funds from the [Card Holder]'s account due to an [Refund].

void-refund-capture

Void Refund Capture

Frees reserved funds from the [Card Holder]'s account due to an [Refund Capture].

void-refund-debit

Refund Debit Adjustment

An adjustment made to a successful [Refund Debit] after the result was reconciled with the bank. Moves funds from the [Account Holder] to the [Merchant].

void-refund-off-purchase

Void Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Offline Purchase].

void-refund-purchase

Void Refund Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Purchase].

void-standalone-refund

Void Standalone Refund

Frees reserved funds from the [Card Holder]'s account due to a [Standalone Refund].

Transaction Types for Credit Card

Transaction Type Name Description

adjust-capture

Adjust Capture

Adjusts funds from the [Card Holder] to [Merchant Account].

adjust-offline-purchase

Adjust Offline Purchase

Adjusts funds from the [Card Holder] to [Merchant Account].

adjust-purchase

Adjust Purchase

Adjusts funds from the [Card Holder] to [Merchant Account].

authorization

Authorization

Reserves funds from the [Card Holder]'s account. 7 days left to conduct a [Capture] on this transaction.

authorization-only

Authorization Only

Verifies the card’s validity without leaving an authorized amount.

authorization-supplementary

Authorization Supplementary

Reserves additional funds from the [Cardholder]'s account following an [Authorization]. 7 days left to conduct a [Capture] on this transaction.

batch-upload

Batch Upload

Acquirer file update advice.

capture-authorization

Capture Authorization

Takes funds from the [Card Holder]'s account. Must follow an [Authorization] or [Authorization Supplementary] chain.

capture-final-auth

Capture Final Authorization

Takes funds from the [Card Holder]'s account. Must follow an [Final-Authorization] chain.

capture-preauthorization

Capture Preauthorization

Takes funds from the [Card Holder]'s account. Must follow an [Preauthorization] chain.

check-enrollment

3D Check Enrollment

Verifies the 3D participation of a card using card scheme directory server and/or ACS.

check-payer-response

3D Check Payer Response

Verifies that the cardholder authenticated the transaction within the 3D Secure Program.

check-risk

Check Risk

Checks the risk profile of the transaction information, without submitting a payment.

check-signature

Check Signature

Validates digital signature for a [Payment Page] transaction.

credit

Credit

Moves funds from the [Merchant] to the [Account Holder].

detokenize

Detokenize

Provides sensitive Credit Card Data from a unique [Card Token].

final-authorization

Final Authorization

Reserves funds from the [Card Holder]'s account. 7 days left to conduct a [Capture-final-authorization] on this transaction.

first-cb

First Chargeback

First Chargeback

first-cb-rep

First Chargeback Rep

First Chargeback Representment

first-cb-succ-rep

First Chargeback Rep Successful

First Chargeback Representment Success

first-cb-unsucc-rep

First Chargeback Rep Unsuccessful

First Chargeback Representment Unsuccessful

get-url

Get URL

A step in a group of transactions where the provider or bank’s URL is retrieved for the [Account Holder] to be redirected to.

offline-purchase

Offline Purchase

Takes funds from the [Card Holder]'s account. A successful Purchase transaction completed offline at Point Of Sale.

original-credit

Original Credit

Gives funds to the [Cardholder]'s account, NOT referring to an eligible [Purchase] or [Capture].

preauthorization

Preauthorization

Reserves funds from the [Card Holder]'s account. 7 days left to conduct a [Capture-preauthorization] on this transaction.

Mastercard allows up to 30 days to conduct a [Capture-preauthorization] depending on the configuration.

purchase

Purchase

Takes funds from the [Card Holder]'s account. A one-step process to conduct two Transaction Types: [Authorization] and [Capture].

referenced-authorization

Referenced Authorization

Reserve funds from the [Card Holder]'s account. Identical to a [Authorization] except for the fact that it refers to a previous [Authorization] transaction.

referenced-purchase

Referenced Purchase

Takes funds from the [Card Holder]'s account. Identical to a [Purchase] except for the fact that it refers to a previous [Purchase] transaction.

refund-capture

Refund Capture

Gives funds to the [Card Holder]'s account, referring to an eligible [Capture].

refund-off-purchase

Refund Offline Purchase

Gives funds to the [Card Holder]'s account, referring to an eligible [Offline Purcahse].

refund-purchase

Refund Purchase

Gives funds to the [Card Holder]'s account, referring to an eligible [Purchase].

refund-request

Refund request

A request to give funds to the [Card Holder]'s account, referring to an eligible [Capture/Purchase].

retrieval-request

Retrieval Request

Retrieval Request

retrieval-request-rep

Retrieval Request Rep

Retrieval Request Representment

reversal-authorization

Reversal Authorization

Frees reserved funds from the [Card Holder]'s account. Please use Reversal Authorization, if a system initiates the transaction (e.g. to inform about a system’s time-out).

reversal-purchase

Reversal Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-refund-capture

Reversal Refund Capture

Frees reserved funds from the [Card Holder]'s account due to an [Refund Capture].

reversal-refund-off-purchase

Reversal Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Offline Purchase].

reversal-refund-purchase

Reversal Refund Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Refund Purchase].

reversal-standalone-refund

Reversal Standalone Refund

Frees reserved funds from the [Card Holder]'s account due to a [Standalone Refund].

reversal-void-auth

Reversal Void Authorization

Frees reserved funds from the [Card Holder]'s account.

reversal-void-capture

Reversal Void Capture

Frees reserved funds from the [Card Holder]'s account.

reversal-void-off-purchase

Reversal Void Offline Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-purchase

Reversal Void Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-capture

Reversal Void Refund Capture

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-off-purch

Reversal Void Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-refund-purchase

Reversal Void Refund Purchase

Frees reserved funds from the [Card Holder]'s account.

reversal-void-st-refund

Reversal Void Standalone Refund

Frees reserved funds from the [Card Holder]'s account.

second-cb

Second Chargeback

Second Chargeback

second-cb-rep

Second Chargeback Rep

Second Chargeback Representment

second-cb-succ-rep

Second Chargeback Rep Successful

Second Chargeback Representment Success

second-cb-unsucc-rep

Second Chargeback Rep Unsuccessful

Second Chargeback Representment Unsuccessful

settlement

Settlement

Acquirer reconciliation request.

settlement-close

Settlement Close

Settlement Close - It’s sent after the upload

standalone-refund

Standalone Refund

Gives funds to the [Card Holder]'s account without referring to an eligible [Capture] or [Purchase]

tc-upload

Tc Upload

After a transaction is completed, the terminal may update some ICC data elements

tokenize

Tokenize

Provides a unique [Card Token] from sensitive Credit Card Data. The [Card Token] can be used in subsequent transactions instead of the card information itself.

void-auth-supplementary

Void Authorization Supplementary

Voids an upwardly adjustment of an existing authorization.

void-authorization

Void Authorization

Frees reserved funds from the [Card Holder]'s account due to an [Authorization] or chain of [Authorization Supplementary]s. Please use Void Authorization, if a merchant initiates an action, e.g. the cancelation of a transaction.

void-capture

Void Capture

Frees reserved funds from the [Card Holder]'s account due to a [Capture].

void-capture-final-auth

Void Capture Final Authorization

Frees reserved funds from the [Card Holder]'s account due to a [Capture-final-authorization].

void-capture-preauthorization

Void Capture Preauthorization

Frees reserved funds from the [Card Holder]'s account due to a [Capture-preauthorization].

void-credit

Void Credit

Frees reserved funds from the [Card Holder]'s account due to a [Credit].

void-final-authorization

Void Final Authorization

Frees reserved funds from the [Card Holder]'s account due to an [Final-authorization].

void-offline-purchase

Void Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Offline Purchase].

void-original-credit

Void Original Credit

Frees reserved funds from the [Card Holder]'s account due to a [Orginal Credit].

void-preauthorization

Void Preauthorization

Frees reserved funds from the [Card Holder]'s account due to an [Preauthorization].

void-purchase

Void Purchase

Frees reserved funds from the [Card Holder]'s account due to a [Purchase].

void-refund

Void Refund

Frees reserved funds from the [Card Holder]'s account due to an [Refund].

void-refund-capture

Void Refund Capture

Frees reserved funds from the [Card Holder]'s account due to an [Refund Capture].

void-refund-off-purchase

Void Refund Offline Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Offline Purchase].

void-refund-purchase

Void Refund Purchase

Frees reserved funds from the [Card Holder]'s account due to an [Refund Purchase].

void-standalone-refund

Void Standalone Refund

Frees reserved funds from the [Card Holder]'s account due to a [Standalone Refund].

Transaction Types Matrix for Alternative Payment Methods

preauthorization authorization authorization-only capture-authorization check-signature credit debit get-url pending-debit pre-checkout pending-credit purchase refund-capture refund-debit void-authorization void-pending-debit void-pending-credit

Alipay Cross-border

x

x

x

x

Alipay Domestic

x

x

x

x

Carrier Billing

x

x

x

CIMB Clicks

x

x

x

Chinapay

x

x

x

direktüberweisung

x

x

x

eplatby

x

x

x

epay.bg

x

x

eps-Überweisung

x

x

x

x

iDEAL

x

x

x

MasterPass

x

x

x

x

x

x

x

Maybank2u

x

x

x

moneta.ru

x

x

x

PayPal

x

x

x

x

x

x

x

x

x

x

x

x

paysafecard

x

x

x

x

x

RatePAY-elv

x

x

x

x

x

x

x

RatePAY-invoice

x

x

x

x

x

x

x

RatePAY-install

x

x

x

x

x

x

SEPA

x

x

x

x

x

x

x

sofortbanking

x

x

x

TrustPay

x

x

x

yandex

x

x

x

x

x

Skrill Wallet

x

x

x

x

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