Multi Payment API

The Multi Payment API currently supports the following data formats:

  • for requests XML

  • for responses XML

Transaction Types

Name Description

purchase

The transaction type purchase will be used to perform operations

  • Reserve and redeem amount on voucher(s)

  • Authorize and capture amount on credit card or debit amount for EPS

This transaction type will be supported for all payment methods and combinations enabled for the merchant.

void-refund-purchase

The transaction type void-refund-purchase is used to cancel or refund a previously successful purchase transaction.

Going on Production

The following table shows the Multi Payment API endpoints:

Test Environment Production Environment

https://api-test.wirecard.com/engine/rest/multi-payments

https://api.wirecard.com/engine/rest/multi-payments

Please contact Merchant Support for environment credentials.

Retrieve Multi Payments

With the query request function, the merchant can obtain information about the status of a multi payment transaction and the payments within.

You can retrieve multi payment transactions via two different ways: either by multi-payment-id or by multi-payment-request-id.

By multi-payment-id

Retrieving a multi payment transaction using a multi-payment-id returns a single multi payment belonging to a merchant resolver. The multi-payment-id node must match the value that was included in the multi payment response. An error is returned if the multi-payment-id is not available or the requested user is not authorized to see the content. The desired content type can be set through the Accept header or by specifying an extension.

Test system

https://api-test.wirecard.com/engine/rest/resolver-category/{merchant-account-resolver-category}/multi-payments/{multi-payment-id}

Production system

https://api.wirecard.com/engine/rest/resolver-category/{merchant-account-resolver-category}/multi-payments/{multi-payment-id}

Response Formats

XML, HTML

Request Methods

GET

Field Cardinality Datatype Size
merchant-account-resolver-category

Mandatory

Alphanumeric

36

multi-payment-id

Mandatory

Alphanumeric

36

By multi-payment-request-id

Retrieving a multi payment transaction using a multi-payment-request-id returns a single multi payment belonging to a merchant resolver. The multi-payment-request-id node must match the value that was included in the multi payment response. An error is returned if the multi-payment-request-id is not available or the requested user is not authorized to see the content. The desired content type can be set through the Accept header or by specifying an extension.

Test system

https://api-test.wirecard.com/engine/rest/resolver-category/{merchant-account-resolver-category}/multi-payments/search?multiPaymentRequestId={multi-payment-request-id}

Production system

https://api.wirecard.com/engine/rest/resolver-category/{merchant-account-resolver-category}/multi-payments/search?multiPaymentRequestId={multi-payment-request-id}

Response Formats

XML, HTML

Request Methods

GET

Field Cardinality Datatype Size
merchant-account-resolver-category

Mandatory

Alphanumeric

36

multi-payment-request-id

Mandatory

Alphanumeric

36

Workflow

Multipayments Workflow

First, the Multi Payment API validates the incoming multi payment request. This validation includes

  • Verification of the payment request XML

  • Check if transaction type is configured for the merchant

  • Check if payment method is configured for the merchant

  • Check if transaction type and payment method combination is supported by the Multi Payment API

If the validation fails, the entire transaction will be declined.

After successful validation of a payment request, the Multi Payment API generates individual payment requests based on the multi payment request.

  • For each payment request, a mapped transaction type for the payment provider is chosen.

  • If the mapped transaction type is skip, the Multi Payment API does not process that particular payment request.

  • The individual payments are processed in order of priority:

    1. The voucher payment requests are processed first.

    2. Financial payment requests are processed last.

The Multi Payment API sends the individual payment request to the respective payment provider.

For any unsuccessful payment response, the Multi Payment API rolls back the previously successfully processed payments.

The pending payment requests are not submitted.

EPS transactions cannot be rolled back.

Finally, a multi payment response is built with a collective status and status of the individual payments.

This response is then sent to merchant.

Samples

Request Purchase Credit Card and 2 Vouchers
<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<multi-payments xmlns="http://www.elastic-payments.com/schema/payment">
    <merchant-account-resolver-category>xyzLimited-Resolver-Multipayment</merchant-account-resolver-category>
    <multi-payment-request-id>Purchase-CC-Voucher-8923</multi-payment-request-id>
    <multi-payment-transaction-type>purchase</multi-payment-transaction-type>
    <multi-payment-amount currency="EUR">25</multi-payment-amount>
    <transaction-count>3</transaction-count>
    <order-number>CC-Voucher-4590</order-number>
    <payments>
        <payment>
            <payment-methods>
                <payment-method name="creditcard"/>
            </payment-methods>
            <requested-amount currency="EUR">10</requested-amount>
            <account-holder>
                <first-name>John</first-name>
                <last-name>Doe</last-name>
                <email>john.doe@wirecard.com</email>
                <phone/>
                <address>
                    <street1>200.000</street1>
                    <city>Munich</city>
                    <state>ON</state>
                    <country>CA</country>
                </address>
            </account-holder>
            <card>
                <account-number>4444333322221111</account-number>
                <expiration-month>12</expiration-month>
                <expiration-year>2025</expiration-year>
                <card-type>visa</card-type>
                <card-security-code>123</card-security-code>
            </card>
            <ip-address>127.0.0.1</ip-address>
        </payment>
        <payment>
            <requested-amount currency="EUR">10</requested-amount>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <order-detail>xyzLimited</order-detail>
            <additional-merchant-data>ew0KInh5eiI6ICIxMjMiLA0KImFiYyI6ICI0NTYiLA0KInRlc3QiOiAiQ0ktVFJBVkVMIg0KfQ==</additional-merchant-data>
            <voucher>
                <voucher-code>8396586683723949</voucher-code>
                <voucher-brand-id>xyz</voucher-brand-id>
                <voucher-description>This is Test Voucher 1</voucher-description>
            </voucher>
        </payment>
        <payment>
            <requested-amount currency="EUR">5</requested-amount>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <order-detail>xyzLimited</order-detail>
            <additional-merchant-data>ew0KIkxNTyI6ICI3ODkiLA0KIlJlYWQiOiAiMzIxIiwNCiJ0ZXN0IjogIkNJLVRSQVZFTCINCn0=</additional-merchant-data>
            <voucher>
                <voucher-code>8101100662655059</voucher-code>
                <voucher-brand-id>xyz</voucher-brand-id>
                <voucher-description>This is Test Voucher 2</voucher-description>
            </voucher>
        </payment>
    </payments>
</multi-payments>
Response Purchase Successful
<multi-payments self="https://api-test.wirecard.com/engine/rest/multi-payments/resolver-category/xyzLimited-Resolver-Multipayment/multi-payments/a1d8b47e-b7ba-4cda-ac23-b7540dfb59f4" xmlns="http://www.elastic-payments.com/schema/payment">
    <merchant-account-resolver-category>xyzLimited-Resolver-Multipayment</merchant-account-resolver-category>
    <multi-payment-request-id>Purchase-CC-Voucher-8923</multi-payment-request-id>
    <multi-payment-amount currency="EUR">25</multi-payment-amount>
    <transaction-count>3</transaction-count>
    <multi-payment-id>a1d8b47e-b7ba-4cda-ac23-b7540dfb59f4</multi-payment-id>
    <order-number>CC-Voucher-4590</order-number>
    <multi-payment-transaction-type>purchase</multi-payment-transaction-type>
    <multi-payment-state>success</multi-payment-state>
    <completion-time-stamp>2019-02-14T12:33:06.644Z</completion-time-stamp>
    <multi-payment-statuses>
        <status code="200.0000" description="The request completed successfully." severity="information"/>
    </multi-payment-statuses>
    <payments>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/4beb6362-faab-4603-9a5f-efa8233c071e/payments/57a668b7-bbcf-4e3e-826d-4a8d3eebdd4d">
            <merchant-account-id>4beb6362-faab-4603-9a5f-efa8233c071e</merchant-account-id>
            <transaction-id>57a668b7-bbcf-4e3e-826d-4a8d3eebdd4d</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>purchase</transaction-type>
            <transaction-state>success</transaction-state>
            <completion-time-stamp>2019-02-14T12:33:06.000Z</completion-time-stamp>
            <statuses>
                <status code="201.0000" description="3d-acquirer:The resource was successfully created." severity="information" provider-transaction-id="C019405148707558120865"/>
            </statuses>
            <requested-amount currency="EUR">10</requested-amount>
            <account-holder>
                <first-name>John</first-name>
                <last-name>Doe</last-name>
                <email>john.doe@wirecard.com</email>
                <phone/>
                <address>
                    <street1>200.000</street1>
                    <city>Munich</city>
                    <state>ON</state>
                    <country>CA</country>
                </address>
            </account-holder>
            <card-token>
                <token-id>4498936198431111</token-id>
                <masked-account-number>444433******1111</masked-account-number>
            </card-token>
            <ip-address>127.0.0.1</ip-address>
            <order-number>CC-Voucher-4590</order-number>
            <descriptor>demo descriptor</descriptor>
            <payment-methods>
                <payment-method name="creditcard"/>
            </payment-methods>
            <authorization-code>689481</authorization-code>
            <api-id>---</api-id>
        </payment>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/02ac174b-f453-4017-bb8e-c675dcf80e6c/payments/351e61d6-bde7-4d11-b605-e261a40409f8">
            <merchant-account-id>02ac174b-f453-4017-bb8e-c675dcf80e6c</merchant-account-id>
            <transaction-id>351e61d6-bde7-4d11-b605-e261a40409f8</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>purchase</transaction-type>
            <transaction-state>success</transaction-state>
            <completion-time-stamp>2019-02-14T12:32:59.000Z</completion-time-stamp>
            <statuses>
                <status code="201.0000" description="voucher:The resource was successfully created." severity="information"/>
            </statuses>
            <requested-amount currency="EUR">10</requested-amount>
            <order-number>CC-Voucher-4590</order-number>
            <order-detail>xyzLimited</order-detail>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <voucher>
                <voucher-code>8396586683723949</voucher-code>
                <voucher-brand-id>xyz</voucher-brand-id>
                <voucher-token-id>h8r1l3v9b64mblqthfjro24jt3</voucher-token-id>
                <voucher-description>This is Test Voucher 1</voucher-description>
            </voucher>
            <additional-merchant-data>ew0KInh5eiI6ICIxMjMiLA0KImFiYyI6ICI0NTYiLA0KInRlc3QiOiAiQ0ktVFJBVkVMIg0KfQ==</additional-merchant-data>
        </payment>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/02ac174b-f453-4017-bb8e-c675dcf80e6c/payments/fe419900-85ae-45d6-9959-642cf2b78200">
            <merchant-account-id>02ac174b-f453-4017-bb8e-c675dcf80e6c</merchant-account-id>
            <transaction-id>fe419900-85ae-45d6-9959-642cf2b78200</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>purchase</transaction-type>
            <transaction-state>success</transaction-state>
            <completion-time-stamp>2019-02-14T12:33:00.000Z</completion-time-stamp>
            <statuses>
                <status code="201.0000" description="voucher:The resource was successfully created." severity="information"/>
            </statuses>
            <requested-amount currency="EUR">5</requested-amount>
            <order-number>CC-Voucher-4590</order-number>
            <order-detail>xyzLimited</order-detail>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <voucher>
                <voucher-code>8101100662655059</voucher-code>
                <voucher-brand-id>xyz</voucher-brand-id>
                <voucher-token-id>v2n74tqktgg5kp5j2dl0n83gpl</voucher-token-id>
                <voucher-description>This is Test Voucher 2</voucher-description>
            </voucher>
            <additional-merchant-data>ew0KIkxNTyI6ICI3ODkiLA0KIlJlYWQiOiAiMzIxIiwNCiJ0ZXN0IjogIkNJLVRSQVZFTCINCn0=</additional-merchant-data>
        </payment>
    </payments>
</multi-payments>
Request Void-Refund-Purchase
<multi-payments xmlns="http://www.elastic-payments.com/schema/payment">
    <multi-payment-request-id>Void-Refund-Purchase-CC-Voucher-9955</multi-payment-request-id>
    <multi-payment-parent-id>a1d8b47e-b7ba-4cda-ac23-b7540dfb59f4</multi-payment-parent-id>
    <multi-payment-transaction-type>void-refund-purchase</multi-payment-transaction-type>
</multi-payments>
Response Void-Refund-Purchase: Voucher 2 failed, Voucher 1 Rolled Back
<multi-payments self="https://api-test.wirecard.com/engine/rest/multi-payments/resolver-category/xyzLimited-Resolver-Multipayment/multi-payments/d4cbfc4b-c755-4b38-814c-1856a5ebba75" xmlns="http://www.elastic-payments.com/schema/payment">
    <merchant-account-resolver-category>xyzLimited-Resolver-Multipayment</merchant-account-resolver-category>
    <multi-payment-request-id>Void-Refund-Purchase-CC-Voucher-9955</multi-payment-request-id>
    <transaction-count>3</transaction-count>
    <multi-payment-id>d4cbfc4b-c755-4b38-814c-1856a5ebba75</multi-payment-id>
    <multi-payment-parent-id>a1d8b47e-b7ba-4cda-ac23-b7540dfb59f4</multi-payment-parent-id>
    <multi-payment-transaction-type>void-refund-purchase</multi-payment-transaction-type>
    <multi-payment-state>failed</multi-payment-state>
    <completion-time-stamp>2019-02-14T12:34:08.868Z</completion-time-stamp>
    <multi-payment-statuses>
        <status code="500.4001" description="Multi Payments request has failed." severity="error"/>
        <status code="500.4003" description="creditcard : Transaction is not submitted." severity="warning"/>
        <status code="500.4005" description="Rollback was successful." severity="warning"/>
    </multi-payment-statuses>
    <payments>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/02ac174b-f453-4017-bb8e-c675dcf80e6c/payments/b32f6007-afc3-4e80-91ac-3adcdc668207">
            <merchant-account-id>02ac174b-f453-4017-bb8e-c675dcf80e6c</merchant-account-id>
            <transaction-id>b32f6007-afc3-4e80-91ac-3adcdc668207</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>void-purchase</transaction-type>
            <transaction-state>success</transaction-state>
            <completion-time-stamp>2019-02-14T12:34:06.000Z</completion-time-stamp>
            <statuses>
                <status code="201.0000" description="voucher:The resource was successfully created." severity="information"/>
            </statuses>
            <parent-transaction-id>351e61d6-bde7-4d11-b605-e261a40409f8</parent-transaction-id>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <voucher>
                <voucher-code>8396586683723949</voucher-code>
                <voucher-brand-id>oebb</voucher-brand-id>
                <voucher-token-id>h8r1l3v9b64mblqthfjro24jt3</voucher-token-id>
                <voucher-description>This is Test Voucher 1</voucher-description>
            </voucher>
        </payment>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/02ac174b-f453-4017-bb8e-c675dcf80e6c/payments/f039b66b-3106-4aa2-8543-afce070b4a7a">
            <merchant-account-id>02ac174b-f453-4017-bb8e-c675dcf80e6c</merchant-account-id>
            <transaction-id>f039b66b-3106-4aa2-8543-afce070b4a7a</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>void-cancel-redeem</transaction-type>
            <transaction-state>success</transaction-state>
            <completion-time-stamp>2019-02-14T12:34:08.000Z</completion-time-stamp>
            <statuses>
                <status code="201.0000" description="voucher:The resource was successfully created." severity="information"/>
            </statuses>
            <parent-transaction-id>b32f6007-afc3-4e80-91ac-3adcdc668207</parent-transaction-id>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <voucher>
                <voucher-code>8396586683723949</voucher-code>
                <voucher-brand-id>oebb</voucher-brand-id>
                <voucher-token-id>h8r1l3v9b64mblqthfjro24jt3</voucher-token-id>
                <voucher-description>This is Test Voucher 1</voucher-description>
            </voucher>
        </payment>
        <payment self="https://api-test.wirecard.com/engine/rest/merchants/02ac174b-f453-4017-bb8e-c675dcf80e6c/payments/368c53ca-6c24-4a05-962b-87792d403101">
            <merchant-account-id>02ac174b-f453-4017-bb8e-c675dcf80e6c</merchant-account-id>
            <transaction-id>368c53ca-6c24-4a05-962b-87792d403101</transaction-id>
            <request-id>{{$guid}}</request-id>
            <transaction-type>void-purchase</transaction-type>
            <transaction-state>failed</transaction-state>
            <completion-time-stamp>2019-02-14T12:34:07.000Z</completion-time-stamp>
            <statuses>
                <status code="500.2377" description="voucher:Already settled referenced authorization found." severity="error"/>
            </statuses>
            <parent-transaction-id>fe419900-85ae-45d6-9959-642cf2b78200</parent-transaction-id>
            <payment-methods>
                <payment-method name="voucher"/>
            </payment-methods>
            <voucher>
                <voucher-code>8101100662655059</voucher-code>
                <voucher-brand-id>oebb</voucher-brand-id>
                <voucher-token-id>v2n74tqktgg5kp5j2dl0n83gpl</voucher-token-id>
                <voucher-description>This is Test Voucher 2</voucher-description>
            </voucher>
        </payment>
    </payments>
</multi-payments>
Custom URL: